I really enjoy Halloween and I think great costumes are a big part of the fun. It's hard to believe this will be my 9th Halloween with kids, and I've put together 17 different kids' Halloween costumes! I've learned a lot along the way, and while I love good costumes, I try hard to keep ... Read More about 7 Clever Ways to Save Money on Halloween Costumes
How to Use Sinking Funds to Avoid Debt
When people talk about different kinds of saving, there are a lot of terms that get thrown around. "Sinking fund" is a term that's frequently used, but often gets misunderstood. I love sinking funds and they can be a great way to avoid debt, so I thought I'd clear up some of the confusion. ... Read More about How to Use Sinking Funds to Avoid Debt
How to Watch Sports Without Wasting a Fortune on Cable
When I talk about "cutting the cord" of cable TV, the most common objection I hear is sports. How can someone possibly watch sports without spending a small fortune on cable TV service? There are a number of ways: ... Read More about How to Watch Sports Without Wasting a Fortune on Cable
18 Things That Are Destroying Your Christmas Budget
Many people who don't budget still have a Christmas savings plan. They know that Christmas can get expensive with all the gift giving and they diligently put away $50/month into their Christmas savings account. While I applaud this effort and it's certainly better than doing nothing, many of those ... Read More about 18 Things That Are Destroying Your Christmas Budget
Save Money and Time by Lowering Your Standards
I remember reading a story about a young woman living on a family cattle ranch out west. Her grandmother had been living and working on the ranch all her life. The woman was curious about her grandmother's household chores and asked her how often she washed the wooden floors of the house. The ... Read More about Save Money and Time by Lowering Your Standards