In the modern world, you have so many options for automating your finances. We can use bank bill pay, payroll deductions, automatic payments through billers' web sites, direct deposits, and recurring bank transfers. Most of us think of these services are simply conveniences, but they can save you a ton of money. Here's how: … [Read more...] about 5 Ways That Automating Your Finances Will Save You Money
Reducing Monthly Bills
In 2015, my husband's employer first offered a high deductible health plan, also called an HDHP or HSA plan (since it qualifies us to enroll in an HSA). Since we knew that HSAs are pretty great, it sounded like a good deal to us. We decided to switch from the traditional PPO (preferred provider organization) plan to the high deductible plan. Have you considered a high … [Read more...] about HDHP vs PPO: What’s the Best Health Plan With Kids?
My husband's car has built-in SiriusXM Radio, and he really enjoys it for his commutes to work. Although I don't mind a few luxuries in our lives, the price of $15.99/month is a bit much for our budget. Thankfully, I figured out how to get a SiriusXM discount and we now only pay around $5/month, for a savings of almost 70%. The process to get a SiriusXM discount is really … [Read more...] about How to Easily Get a Discount on SiriusXM Radio
When I talk about "cutting the cord" of cable TV, the most common objection I hear is sports. How can someone possibly watch sports without spending a small fortune on cable TV service? There are a number of ways: … [Read more...] about How to Watch Sports Without Wasting a Fortune on Cable
While wireless phone service could be defined as a "want" and not a "need", in today's world it can certainly feel like a necessity. I know that I'm not the only one who is willing to give up cable TV and other luxuries before I would ever consider cutting my wireless service. The good news is that there are ways to significantly reduce the cost of wireless service without … [Read more...] about How I Lowered My Wireless Bill by $624/year