It’s the final week of December, which means it’s time to make your January budget! Every month is different and your budget is probably a little different each month, too. Here are some things you may have forgotten to include in your January budget:
Archives for December 2016
Have you heard about using cash envelopes for budgeting? Have you wondered if it’s REALLY necessary? Who uses cash anymore, right? You might want to give it a try, especially if you’re new to budgeting. This post tells you why and helps you work out how to use cash envelopes for your budget.
Are you trying to start a new budget and don’t know what budget categories to use? Are you trying to refine your budget and find the things that you have forgotten? To make it easier for you, I’ve put together the ultimate list of budget category ideas! No one would ever use ALL of these budget categories. The idea is to get your thinking about which ones apply to your family’s budget.
Last week, I talked about when you should use your emergency fund. This week, I’d like to talk about how much money should be in that emergency fund. You may have read everything from $1,000 up to 6 months of income (or more). So, how much should you really be putting aside in your emergency fund?
Some of the most common questions I hear from new budgeters are about emergency funds. Let’s start with a look at when an emergency fund should be used. What counts as a financial emergency? What is NOT a financial emergency?
This new recurring feature on the blog is a place to talk about the little things I did last month to save money. Hopefully, this will give you some ideas of things you can do in your own life. I often write about the big ways to save money, but the little ways certainly add up. Here are some ways I was able to save money in November:
I recently wrote about why you should avoid home sales parties, mostly because they’re bad for your budget. If you’re in love with the products, you may be wondering if there are less expensive alternatives. No matter which company you’re thinking about, there are cheaper options, even the much-beloved LuLaRoe leggings.