Are you trying to start a new budget and don't know what budget categories to use? Are you trying to refine your budget and find the things that you have forgotten? To make it easier for you, I've put together the ultimate list of budget category ideas! No one would ever use ALL of these budget categories. The idea is to get your thinking about which … [Read more...] about 100+ Budget Categories: The Ultimate List
Smart Budgeting
Christmas Gifts Budget: 9 Reasons You Need One
Do you REALLY need a Christmas gifts budget? Unless you're Supermom with unlimited money, energy, and patience, then yes! You really need a Christmas gifts budget plan! Why? Here are 9 reasons: 1. You can watch for the best sales When you know what you're shopping for, it's easy to keep a laser eye on the sales for the best price. You can cut through all the hype … [Read more...] about Christmas Gifts Budget: 9 Reasons You Need One
No Spend Challenge: 5 Simple Steps to Save Big Money
Are you looking for a way to boost your budget and save some money quickly? Maybe you'd like to pay off a debt or save up for a purchase. A no spend challenge is a great way to do that! What is a no-spend challenge? A no-spend challenge is a way for you to set up rules for yourself to take a break from spending money. The time period and rules are personal to you. The goal … [Read more...] about No Spend Challenge: 5 Simple Steps to Save Big Money
Step 2: Where Does My Money Go?
Have you ever looked at the year-to-date earnings on your paycheck or yearly W-2 and wondered, “I made HOW MUCH last year?! Where in the world did all the money go?!” Usually, the people who are most shocked by the numbers are the ones who feel that they’re not living extravagantly. They wonder how they could have spent so much when they’re not buying fancy shoes or taking … [Read more...] about Step 2: Where Does My Money Go?
7 Important Things You Need To Remember For Your March Budget
How's your February going? For us, February has been full of snow days, illness, and general grouchiness. But March will hopefully bring some sunshine and healthier kids, right? I've got to hope so! Have you made your March budget yet? Spring tends to creep up on all of us and we need to be prepared for the expenses! (If you're looking for other ways to save money, … [Read more...] about 7 Important Things You Need To Remember For Your March Budget